Financial Planning

Home >> Financial Planning

Working in Partnership with our Clients for
their Financial Security and Peace of Mind

Repayment

Armstrong Financial Planning does not give advice on Mortgages/Equity Release

How does it work?

You borrow a lump sum over a fixed period of time (usually 25 years but can be shorter or longer). You pay the interest and some of the capital on a monthly basis to the lender.

ADVANTAGES:

Some flexibility with repayments.
The only way you can be 100% certain the loan will be repaid, providing repayments are maintained.

DISADVANTAGES:

Monthly mortgage payments may be higher than interest only mortgages covered by an investment/life assurance to repay the capital.
Only a small amount of capital is paid off in the early years as the monthly mortgage payment consists of a higher proportion of interest to capital repayment.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Armstrong Financial Planning does not give advice on Mortgages/Equity Release.

Mortgage & Equity Release
Mortgage Calc

Armstrong Financial Planning Ltd is An Appointed Representative of Sesame Ltd., which is authorised and regulated by the Financial Services Authority

Sesame Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427. The FSA do not regulate National savings products, loans, Will writing and some forms of Buy To Let mortgages, offshore funds and inheritance tax planning.

The advice and / or guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registration address as company address
Registration number: 4601374
Registered in: England & Wales

Armstrong Financial Planning Ltd
Suite 4, Duxbury Court, 42a Preston Road, Standish, Wigan, Lancashire, WN6 0HS

Tel: 01257 425544Fax: 01257 425171