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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry
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Sesame Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427. The FSA do not regulate National savings products, loans, Will writing and some forms of Buy To Let mortgages, offshore funds and inheritance tax planning.

The advice and / or guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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Registration number: 4601374
Registered in: England & Wales

Armstrong Financial Planning Ltd
Suite 4, Duxbury Court, 42a Preston Road, Standish, Wigan, Lancashire, WN6 0HS

Tel: 01257 425544Fax: 01257 425171

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